Sapphire Hill

Wills & Trusts: shaping what comes next

Thoughtful planning today brings confidence for tomorrow. We help protect your wishes, your loved ones, and your legacy.

Wills

Planning for the future is one of the most important steps you can take to protect the people who matter most to you. A carefully prepared Will ensures that your wishes are clearly recorded and that your loved ones are provided for in the way you intend.

We offer a personal and professional Will-writing service tailored to your individual circumstances, whether your affairs are straightforward or more complex. We take the time to understand your family situation, your priorities, and any concerns you may have, so that your Will reflects your wishes clearly and effectively.

Our aim is to give you confidence and peace of mind, knowing that your affairs are in order and your loved ones will be protected in the future.

Our services include advising on:

  • Preparation of new Wills
  • Updating or reviewing existing Wills
  • Appointment of executors and guardians
  • Protecting vulnerable or young beneficiaries
  • Inheritance Tax planning considerations
  • Trusts within Wills
  • Business and agricultural interests
  • Funeral wishes and personal provisions

We understand that discussing these matters can sometimes feel sensitive or emotional. Our approach is always compassionate, supportive, and approachable, providing clear guidance and practical advice throughout the process.

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Frequently asked questions

Do I need a Will?

Yes. A professionally prepared Will ensures that your estate passes to the people you choose and in the way you intend. If you die without a valid Will, the law decides who inherits your estate, which may not reflect your wishes. A Will also allows you to appoint executors, nominate guardians for young children and help minimise potential disputes.

What happens if I die without a Will?

If you die without a valid Will, your estate will be distributed under the intestacy rules. These rules determine who inherits and in what proportions, regardless of your personal wishes. This can lead to unintended outcomes and additional stress for your loved ones.

Can I change my Will after it has been signed?

Yes. If your circumstances or wishes change, your Will can usually be updated by preparing a new Will. It is generally preferable to prepare a new Will rather than making handwritten amendments, ensuring your wishes are clear and legally valid.

How often should I review my Will?

As a general rule, you should review your Will every three to five years, or sooner if there is a significant change in your circumstances. Events such as marriage, divorce, the birth of children or grandchildren, buying property or receiving an inheritance can all affect whether your Will remains suitable.

Trusts

Trusts can be an effective way to protect assets, provide for loved ones, and manage wealth across generations. They are often used for family succession planning, protecting vulnerable beneficiaries, tax planning, and preserving assets for the future.

We advise on the creation and administration of trusts tailored to your personal and family circumstances. Whether you are considering establishing a trust for the first time or require assistance in managing an existing trust, we provide clear, practical advice in an approachable and supportive manner.

Our aim is to help you put arrangements in place that protect your interests and provide long-term security for those you care about most.

Our services include:

  • Creation of lifetime trusts
  • Trusts within Wills
  • Advice on trustees’ duties and responsibilities
  • Ongoing trust administration
  • Advice regarding vulnerable beneficiaries
  • Trust registration requirements
  • Tax and reporting considerations in conjunction with accountants and financial advisers where appropriate

Trust matters can often feel complex, particularly when family dynamics or sensitive circumstances are involved. We pride ourselves on providing a compassionate and professional service, taking the time to explain matters clearly and guide clients carefully through each stage.

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Frequently asked questions

What is a trust?

A trust is a legal arrangement in which assets are held by trustees for the benefit of one or more beneficiaries. Trusts can be used during your lifetime or created through your Will to help protect assets and ensure they are managed in accordance with your wishes.

Why would I include a trust in my Will?

Trusts can provide greater flexibility and protection than leaving assets outright. Depending on your circumstances, they may help protect vulnerable beneficiaries, preserve family wealth, safeguard children's inheritances or provide for a surviving spouse while protecting assets for future generations.

Who should act as a trustee?

Trustees should be people or professionals whom you trust to manage assets responsibly and act in the best interests of the beneficiaries. The role carries important legal duties, so careful consideration should be given to who is appointed.

Are trusts only for wealthy people?

No. Trusts are suitable for a wide range of people and are often used for practical family reasons rather than simply tax planning. They can be particularly useful where there are young children, blended families, vulnerable beneficiaries or concerns about protecting inherited assets.